Clover’s Latest

Eightsouthman if the courts say that the insurance company owes you nothing then they owe you nothing. You do not get paid a million dollars just because you say they should give it to you. What part of the do you not understand?

So Brent you are saying that poor driving should be hidden from a new insurance company you are applying to? If that happened Brent it would push my rates up. Would that be fair? If you have a lot of claims you should pay more insurance. You are a higher risk. It sounds like you want me to pay for higher risk drivers. Name one incident where you hit another driver and the insurance company failed to pay? You can keep telling lies but it does not make it a fact. If you fail to pay your premiums the insurance company has ever right to drop you just like the gas company and the electric company.
If you drive recklessly then I could care less what you pay. A high rate means the insurance company really does not want you. You are a high risk. That does not mean an insurance company is bad. That means that you are.

I do have to laugh at that Brent. You said you were hit twice by uninsured drivers. If you knew how to drive that would not happen. The states are looking at ways to make sure that the dead-beats do carry insurance. What do you think they should do Brent. That is why many states also require uninsured drivers coverage to cover the small percentage of people that are driving and do not have insurance.

Your Chicago Allstate sells car insurance. Are you required to buy from them? Brent there are probably 50 insurance companies that are available for you to buy insurance from and they are all competing with each other. Are you required to buy from them all?

Brent “a cartel is an agreement between competing firms to control prices or exclude entry of a new competitor in a market.” Show us your proof that they are doing either of these? Again Brent just because you choose to make something up does not make it true. Tell me Brent if they are setting prices then why do different insurance companies quote you a different price?
Brent everyone that drives requires a car and the specifications of cars are listed. With your definition, car companies are a cartel.
Brent are mentally not with it or just stupid?
So if you disagree with buying insurance and Eric disagrees with buying insurance but you did buy it because it is mandatory then wouldn’t everyone but an idiot say that more people are going to get reimbursed for their losses? I looked it up and mandatory car insurance was started around 90 years ago by two east coast states The article that I read mentioned that early on it was clear that a large number of people could not afford to pay if they caused an accident. When it was required that number dropped significantly.
Keep telling us more of your lies Brent. Maybe some day you may accidentally tell the truth on a statement or a fact may accidentally get in there.

Thanks David Ward. That is exactly why there is mandatory insurance because millions of people were left holding the bag before. I have uninsured motorists coverage and under insured motorist coverage. The costs are $16 and $38 per year. The costs would be 100s of dollars per year without mandatory insurance. The cost of that coverage is drastically reduced because most states have mandatory insurance and there are far fewer uninsured motorists on the road and thus my insurance costs and my risk of uncompensated losses are vastly reduced.
If you are injured by someone else it is not up to the state to get you reimbursed for your losses. That is up to the courts. The libertarian way would be to tell them what money they owe and a good libertarian would pay right?
Again you just showed us why we need mandatory insurance rather than let millions of people suffer from what you went through. It sounds like you are looking for more enforcement rather than less.