This is one of the most slimey scams I've heard of:
After her granddaughter was born, Melinda Voss eagerly purchased photos from
Shutterfly.com to show to co-workers and friends. Several months later, the doting grandmother noticed a mysterious recurring bill for a service she never wanted.
Voss, 59, of St. Paul, is among the millions of consumers who click on Web links flaunting free gifts or cash-back offers, only to learn months later that they've unwittingly agreed to pay for a membership club. Voss didn't have to provide her credit card information to Webloyalty, the company that began charging her $12 per month for Reservation Rewards, a travel and hospitality discount service. Webloyalty received her billing information from Shutterfly Inc., which earns a finder's fee for passing along the account information.
Charging a consumer for a service without receiving credit account information directly from that person is called "pre-acquired account marketing.''
http://www.startribune.com/politics/...oDEy3LGDiO7aiU