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Thread: Today I am 25

  1. #1

    Today I am 25

    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    '06 Lotus Elise, '07 Saturn Sky Redline

  2. #2
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by damen
    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    Congrats!

    And as far as insurance - it's also that you're married. If you were 25 and single, you'd be outta luck until you crested the big three-oh!

  3. #3
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    Re: Today I am 25

    Quote Originally Posted by damen
    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    Excellent.

    I think I was 25 once but can't remember for sure.

  4. #4
    Senior Member misterdecibel's Avatar
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    Re: Today I am 25

    Quote Originally Posted by Eric
    Quote Originally Posted by damen
    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    Congrats!

    And as far as insurance - it's also that you're married. If you were 25 and single, you'd be outta luck until you crested the big three-oh!
    Since when? When I was a kid there was a huge price break at 25.

  5. #5
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by misterdecibel
    Quote Originally Posted by Eric
    Quote Originally Posted by damen
    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    Congrats!

    And as far as insurance - it's also that you're married. If you were 25 and single, you'd be outta luck until you crested the big three-oh!
    Since when? When I was a kid there was a huge price break at 25.
    How long ago were you a kid?

  6. #6

    Re: Today I am 25

    I dunno, all my single friends said they got a pretty big discount once they hit 25, and this has been recently
    '06 Lotus Elise, '07 Saturn Sky Redline

  7. #7
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    Re: Today I am 25

    Quote Originally Posted by damen
    I dunno, all my single friends said they got a pretty big discount once they hit 25, and this has been recently

    I got married at 25. I think I might have been a bit distracted...


    enjoy

  8. #8
    Senior Member misterdecibel's Avatar
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    Re: Today I am 25

    Quote Originally Posted by Eric
    Quote Originally Posted by misterdecibel
    Quote Originally Posted by Eric
    Quote Originally Posted by damen
    And all I can say is "WOO-HOO! Time for cheap insurance baby! YEAH!"

    that is all
    Congrats!

    And as far as insurance - it's also that you're married. If you were 25 and single, you'd be outta luck until you crested the big three-oh!
    Since when? When I was a kid there was a huge price break at 25.
    How long ago were you a kid?
    Damn smart alecky kids!

    My 25th birthday was July 26, 1981.

  9. #9
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    "Damn smart alecky kids!

    My 25th birthday was July 26, 1981."

    You're not that ancient ... and I'm not that far behind you!

    On insurance: It canbe tough on single males under 30 these days; esp. if they have had a couple of tickets or have a "fast" car (as Damen does). Even though he's 25 and married, I would not be surprised if he's paying around $2k annually to insure his Corvette. If he's paying considerably less, he must have a pristine record - which givenhis car (and the fact that he's a young guy) would be damn near miraculous!

    He's also lucky in one big way: When I was 25, the highway limit was still 55 mph. I did a lot of Interstate driving - and got at least four or five "reckless driving" cites during that time. These were for doing 76-80 or so, which in those days qualified you for an automatic "reckless" because the statute was that doing more than 20 mph above the posted max was "reckless."

    Today, 76 mph on the highway is the normal flow of traffic; even if you did get pulled (not likely), it's only 11 mph over the posted max and just a routine speeding ticket...

  10. #10

    Re: Today I am 25

    actually, we have 4 vehicles insured:
    '99 Golf GL
    '99 Corvette
    '06 EVO MR
    '07 Ninja 500R

    the corvette is FAR AND AWAY the cheapest vehicle I have ever insured.
    I pay (prior to the 25th birthday) $75/month for full coverage on it

    when I asked about it I was told "people with Corvettes dont get in accidents"
    '06 Lotus Elise, '07 Saturn Sky Redline

  11. #11
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by damen
    actually, we have 4 vehicles insured:
    '99 Golf GL
    '99 Corvette
    '06 EVO MR
    '07 Ninja 500R

    the corvette is FAR AND AWAY the cheapest vehicle I have ever insured.
    I pay (prior to the 25th birthday) $75/month for full coverage on it

    when I asked about it I was told "people with Corvettes dont get in accidents"
    Less than $1,000 annually to fully cover a 'Vette at 25?

    You are definitely flying under the radar! ;D

  12. #12

    Re: Today I am 25

    the highest it ever was was... about $100/month, when I was 23. *shrugs*
    guess I'm just lucky
    '06 Lotus Elise, '07 Saturn Sky Redline

  13. #13
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    "'07 Ninja 500R"

    How do you like that thing?

    I have an '03 ZRX1200 - which I've modded a bit for improved power (Muzzy exhaust, Ivan's jet kit, air box; gut the emissions stuff). I'm a big guy, like Pete - so "full on" sport bikes are hard on me. After 30 minutes, I want off.

    I looked at a ZX-10R, but the ergos were awful - for me.

    I like the Duc 1098... but it is an Italian bike. Need I say more?

  14. #14

    Re: Today I am 25

    dont have my license yet lol just a permit
    which in VA is worthless
    '06 Lotus Elise, '07 Saturn Sky Redline

  15. #15
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by damen
    the highest it ever was was... about $100/month, when I was 23. *shrugs*
    guess I'm just lucky
    Just curious - how many tickets have you had within the past five years?

  16. #16
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by damen
    dont have my license yet lol just a permit
    which in VA is worthless
    For the bike?

    Yeah, you need to get that done.

    If you're new to riding sport bikes, I really recommend (Voice of Experience) taking a course such as the ones offered by Sport Bike Track Time (Summit Point) or Cornerspeed (VIR). You will learn a lot - and be a much better/safer (and "faster") rider... .

    Also: Get some leathers (if you don't already have them). Boots, too.

  17. #17

    Re: Today I am 25

    yeah, for the bike. This is my very first bike. I am fully outfitted with leathers - no worries there.

    I took the MSF class this summer, but I got really sick the last day and had to drop out - and just wound up being too busy to dedicate enough time to it again
    '06 Lotus Elise, '07 Saturn Sky Redline

  18. #18
    Vulture of The Western World Eric's Avatar
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    Re: Today I am 25

    Quote Originally Posted by damen
    yeah, for the bike. This is my very first bike. I am fully outfitted with leathers - no worries there.

    I took the MSF class this summer, but I got really sick the last day and had to drop out - and just wound up being too busy to dedicate enough time to it again
    Good deal!

    The MSF course is a great course for learning the basics; but once you've got them down, the next step is a road-racing school such as the ones I mentioned. These have tiered levels of instruction, by the way - so don't be intimidated. The track day is often broken down into groups of riders - novice, intermediate and expert - with each group going out at different intervals. The novice group usually focuses on such things as proper form, explaining lean angles,trail braking - what to do and what not to do. The focus is less on speed than learning what you need to know to go fast safely. The Intermediate level is for riders who have some track time already, know the basics - and mainly need to hone their skills. The expert level is for riders who are good enough to qualify for an amateur road-racing license - and the emphasis is on improving lap times/becoming as "fast" as the individual's native talent, etc. will allow.

    After a two-day school, you should be able to ride in the Intermediate group. You'll be much more confident - and able to ride that bike a lot faster (and more safely) than you'd ever believe.

    Plus, it's a lot of fun!

  19. #19
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    Re: Today I am 25

    >>Damn smart alecky kids!

    My 25th birthday was July 26, 1981.<<

    Young punks--- I'll have seen 25 3 times by next August!

  20. #20
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    Re: Today I am 25

    Quote Originally Posted by Jim Rose
    >>Damn smart alecky kids!

    My 25th birthday was July 26, 1981.<<

    Young punks--- I'll have seen 25 3 times by next August!
    And I'm still working on my steam-powered motorbike...

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